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Temporary drop in the Price Cap announced for the Summer months

May 24, 2024

Most households in the UK are paying for their energy on a standard variable tariff, which is regulated by Ofgem’s Price Cap.

The “cap” is an upper-limit of how much our energy suppliers can charge us, per unit of energy we use (but the more we use, the more we pay). The Price Cap also determines the upper-limit of the daily standing charge our suppliers can charge us.

Ofgem currently announces any changes to the Price Cap 4 times per year, with the new prices taking effect on the 1st of January, April, July, and October.

Today’s (24th May) announcement confirms an expected drop, of around 7% in what we’ll be charged for each unit of energy we use from the 1st of July, to the 30th of September.

Source: Ofgem (https://www.ofgem.gov.uk/energy-price-cap)

Unfortunately, this gain is likely to be very short-lived, as Cornwall Insight (the leading industry analysts, and the company Martin Lewis uses for the predictions made by the Money Saving Expert website) is predicting a 12% rise when Ofgem announces the Price Cap for October-December. Realistically, we’re likely to be several years away from any chance of prices returning to pre-pandemic levels.

It is therefore vital that anybody struggling with the current cost of fuel notifies their energy supplier immediately, so any provisions available can be put in place.

Anybody in unaffordable arrears should seek advice as quickly as possible, preferably from an FCA accredited debt advisor, who can offer advice and support around all household debts.

To learn more about reducing bills by reducing energy usage at home, and maximising any grants available to increase your home’s energy efficiency, our Save Energy Advice Line is available 9am-5pm, Monday-Friday (aside from Bank Holidays, and the days between Christmas and New Year). Call free on 0800 043 0151, or email advice@epplus.org. 

 

Fixing poor-quality homes could save the NHS and social care £1.5bn a year, research finds

May 20, 2024

Research by the Building Research Establishment on behalf of the Centre for Ageing Better finds that investment in home improvements could help save public sector services billions per year

Investing in remedial work to fix the worst quality homes in England could deliver savings of more than £1.5bn per year for NHS and social care budgets, new research has found.

Research from the Centre for Ageing Better has indicated that unsafe homes headed by someone aged over 55 are costing the NHS £595m in treatment costs for injuries or illness linked to poor-quality housing.

According to the Building Research Establishment’s research on behalf of the charity, the most common category one hazard for older people’s homes is excess cold.

A terraced row of houses

Older, larger homes with solid brick walls, can be particularly costly to warm sufficiently to keep residents feeling well during winter.

Category one hazards are those that pose the most severe risk to the health and safety of occupants and include structural deficiencies such as collapsing roofs and environmental concerns, such as damp and mould. Resolving excess cold in every home where the head is over 55 would result in savings to the NHS of £325m per year.

In addition, if hazards, damp and cold were eradicated from homes lived in by people aged 50 and over, it would save £1.1 billion in formal care costs per year by 2027 according to analysis by academics at the London School of Economics (LSE).

The savings from removing health hazards would increase over time, to £2.8bn a year by 2042.

The new LSE analysis also indicates the potential for a further £3.5 billion annual savings in unpaid care costs for older people if the nation’s poor-quality housing crisis was resolved.

Similarly, the cost savings in the level of unpaid care required would increase from £3.5bn a year in 2027 to £7.1bn a year by 2042.

Formal care costs refer to the expenses associated with adult social care services provided to individuals who require assistance with daily activities, such as eating, dressing, and shopping, while unpaid care refers to care provided by family members, neighbours or friends.

Current estimates from the Centre for Ageing Better indicate that eight million people are living in dangerous homes, 2.6 of whom are aged 55 and over.

Of the 3.7 million English homes classified as non-decent, over half of these are headed by someone over the age of 55.

The Centre for Ageing Better report urges the government to develop a national strategy to fix poor-quality homes of all tenure types across England, backed by “sufficient, long-term funding”.

Dr Carole Easton OBE, chief executive at the Centre for Ageing Better, said

“There is a terrible personal cost for older people who live in homes that are making them ill and which have the potential to seriously injure and even kill them. Older people are more likely to live in a dangerous, damp or cold home and are among the most vulnerable to the health impacts which can exacerbate conditions such as asthma and arthritis, as well as increasing the risk of an acute episode such as a stroke or heart attack.”

“But this country’s poor-quality housing crisis also reaps a terrible cost on our already stretched health and social care sectors. Fixing unsafe homes is a value-for-money solution that will not only help people to live healthier and longer lives, but will also reduce pressures on health and social care.”

In addition, she said “it beggars belief that home improvement is not higher up the political agenda”, concluding that improving the country’s health cannot be done without improving the quality of England’s homes.

Dr Nicola Brimblecombe, senior researcher at the Care Policy and Evaluation Centre and lead of the LSE research project (CAPE), said:

“Our study clearly shows how poor quality and unsuitable housing can increase people’s care needs and their ability to live independently, negatively affect wellbeing, and reduce choice.

“Improving housing has the potential to improve people’s quality of life, reduce health and care inequalities, and save money for government as well as having wider benefits to the environment and society. Negative effects of poor housing for social care can be long-term – action to improve poor quality housing cannot come soon enough.”

At a local level, Energy Projects Plus is delighted to be working in partnership with NHS Cheshire and Merseyside, on fuel poverty pilot schemes designed to identify patients suffering chronic health conditions likely to be exacerbated by cold homes, supporting them in reducing their energy bills, and assessing them for energy efficient home improvements that can ensure they keep warm and well through winter.

Household Support Fund – extended again

May 1, 2024

Since the inception of this vital Cost of Living Support fund from central government (beginning in 2020 as the “COVID Winter Grant Scheme”), all Local Authorities have received funding to deliver additional support to some residents.

We were pleased to hear the announcement in the Spring Budget, that the Chancellor had extended this fund through to 30 September 2024.

Through our partnerships with Halton, Sefton, and Wirral Councils, we will be delivering the following aspects of their Household Support Fund projects:

Halton

We can support low-income, residents who are struggling to pay their energy bills, and who do not use prepay meters. We will assess each case on its own merits, and where applications are successful, we will submit a payment directly to our client’s energy supplier, based on household composition.

Sefton

We can support low-income, residents who are struggling to pay their energy bills, and who do not use prepay meters. We will assess each case on its own merits, and where applications are successful, we will submit a payment directly to our client’s energy supplier, to the equivalent of 1 month’s worth of energy bill payments.

We can also support low-income, vulnerable residents with limited fuel debt relief.

Wirral

We can support low-income, residents who are struggling to pay their energy bills, and who do not use prepay meters. We will assess each case on its own merits, and where applications are successful, we will submit a request to Wirral Council for a payment to be issued directly to our client’s energy supplier, to the equivalent of 3 months’ worth of energy bill payments.

We can also support low-income, vulnerable residents with limited fuel debt relief.

We also deliver an emergency heating repair scheme for low-income, vulnerable Wirral residents. This can cover the costs of a Gas Safe Registered heating engineer visiting a property to repair a central heating system, or individual heaters, such as gas fires.

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To refer yourself to any of the above schemes, please either telephone our Save Energy Advice Line on 0800 043 0151, or email the team at advice@epplus.org, or complete our self-referral webform. Our service is open 9am-5pm, Monday-Friday, aside from Bank Holidays and the working days between Christmas and New Year.

To refer your clients/members/tenants to any of the above schemes, please use the referral forms available on our website, here: www.epplus.org.uk/referrals.

  • Energy Projects Plus is a registered Charity (1080137) and Company Limited by Guarantee (3176917).
  • Reg office is Sandon Building, Falkland Road, Wallasey CH44 8ER. Tel 0151 637 3670.
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